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See your personalized monthly payment options within minutes and without affecting your credit score. No prepayment penalties. No home equity required. Hearth makes it easy for you to find monthly payment options for your project, with: Loan amounts up to $100,000 Affordable monthly payment options Funding within 1-3 days No prepayment penalties No home equity required Find convenient monthly payment options for your project. See your personalized payment plans without affecting your credit score now.